{"id":86471,"date":"2025-01-02T17:22:31","date_gmt":"2025-01-02T17:22:31","guid":{"rendered":"https:\/\/tvbrazilusa.com\/2025\/01\/02\/taxas-de-hipotecas-atingem-o-ponto-mais-alto-em-quase-6-meses\/"},"modified":"2025-01-02T21:11:11","modified_gmt":"2025-01-02T21:11:11","slug":"taxas-de-hipotecas-atingem-o-ponto-mais-alto-em-quase-6-meses","status":"publish","type":"post","link":"https:\/\/tvbrazilusa.com\/pt\/2025\/01\/02\/taxas-de-hipotecas-atingem-o-ponto-mais-alto-em-quase-6-meses\/","title":{"rendered":"Taxas de hipotecas atingem o ponto mais alto em quase 6 meses"},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8864793242727901\"\r\n     crossorigin=\"anonymous\"><\/script><br \/>\n<\/p>\n<div id=\"\">\n<header class=\"m-article-header m-article-header--standard\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"article-header-primary-term\"><br \/>\n\t\t\t\t\t\t\t\t<a class=\"a-term a-term--primary\" href=\"https:\/\/www.boston.com\/tag\/home-buying\/\"><\/p>\n<p>\t\t\t\t\t\t\t\tCompra de casa\t\t\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t\t\t<\/span><\/p>\n<h2 class=\"m-article-header__sub-headline\">O aumento est\u00e1 ocorrendo com o pre\u00e7o das casas subindo de forma constante.<\/h2>\n<figure class=\"a-photo m-article-header__photo\"><figcaption class=\"a-photo__caption\">\n<p>\tUma placa de venda est\u00e1 do lado de fora de uma resid\u00eancia em Wheeling, Illinois, em 16 de dezembro de 2024. <em> Nam Y. Huh\/Associated Press\/Arquivo<\/em>\t<\/figcaption><\/figure>\n<div class=\"m-article-header__meta\">\n<div class=\"m-article-header__byline\">\n<p class=\"m-article-header__author\">\n<p>\t\t\t\t\t\t\t\tPor PAUL WISEMAN, Associated Press\t\t\t\t\t\t\t<\/p>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<time class=\"m-article-header__date\"><\/p>\n<p>\t\t\t\t\t\t\t\t\t2 de janeiro de 2025 | 12h22\t\t\t\t\t\t\t\t<\/time><\/p>\n<p><span>1 minuto para ler<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/header>\n<p>WASHINGTON (AP) \u2013 As taxas hipotec\u00e1rias nos EUA subiram esta semana para o n\u00edvel mais alto desde julho.<\/p>\n<p>A taxa de refer\u00eancia para empr\u00e9stimos com taxa fixa de 30 anos subiu para 6,91%, de 6,85% na semana passada, de acordo com a gigante hipotec\u00e1ria <a href=\"https:\/\/www.freddiemac.com\/\">Freddie Mac<\/a>. Estava em 6,62% h\u00e1 um ano e em 3,72% h\u00e1 cinco anos, de acordo com o <a href=\"https:\/\/fred.stlouisfed.org\/series\/MORTGAGE30US\">Banco da Reserva Federal de St.<\/a>.<\/p>\n<p>O aumento no custo dos empr\u00e9stimos \u00e0 habita\u00e7\u00e3o reflecte um aumento nos rendimentos das obriga\u00e7\u00f5es que os credores utilizam como guia para definir os pre\u00e7os das hipotecas. O aumento est\u00e1 ocorrendo com o pre\u00e7o das casas subindo de forma constante.<\/p>\n<p>A taxa m\u00e9dia de um <a href=\"https:\/\/fred.stlouisfed.org\/series\/MORTGAGE15US\">Hipoteca de taxa fixa de 15 anos<\/a>popular entre os propriet\u00e1rios que buscam refinanciar, subiu para 6,13%, acima dos 6% e tamb\u00e9m o mais alto desde julho. Estava em 5,89% h\u00e1 um ano e em 3,16% h\u00e1 cinco anos, segundo o Federal Reserve Bank.<\/p>\n<p>\u201cAumentando para apenas 7%, as taxas hipotec\u00e1rias atingiram seu ponto mais alto em quase seis meses\u201d, disse o economista-chefe do Freddie Mac, Sam Khater. \u201cEm compara\u00e7\u00e3o com o mesmo per\u00edodo do ano passado, as taxas est\u00e3o elevadas e os obst\u00e1culos \u00e0 acessibilidade do mercado persistem. No entanto, os compradores parecem estar mais inclinados a ficar de fora \u00e0 medida que as vendas pendentes de casas aumentam.\u201d<\/p>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1240\" height=\"806\" src=\"https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg\" alt=\"\" class=\"wp-image-32578228\" srcset=\"https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=200 200w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=300 300w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=400 400w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=500 500w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=600 600w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=700 700w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=800 800w, https:\/\/bdc2020.o0bc.com\/wp-content\/uploads\/2025\/01\/https___assets.bwbx_.io_images_users_i4YKw4LYfAGo_ivirNV9tNdZs_v3_piFq5T3pJF0qzS8rF9LjsWaQ_-1x-1-6776e702ca3b1.jpg?width=900 900w\" sizes=\"auto, (max-width: 1240px) 100vw, 1240px\"\/><\/figure>\n<p>As taxas de juro t\u00eam subido desde que a Reserva Federal sinalizou no m\u00eas passado que espera aumentar a sua taxa de refer\u00eancia apenas duas vezes este ano, abaixo dos quatro cortes previstos em Setembro.<\/p>\n<p>A raz\u00e3o pela qual a Fed est\u00e1 a pisar no trav\u00e3o \u00e9 que a infla\u00e7\u00e3o permanece teimosamente acima da meta de 2% do banco central, apesar de ter ca\u00eddo dos n\u00edveis que atingiu em meados de 2022. Os economistas tamb\u00e9m temem que as pol\u00edticas econ\u00f3micas do presidente eleito Donald Trump, nomeadamente o seu plano de aumentar enormemente as tarifas sobre as importa\u00e7\u00f5es, possam alimentar a infla\u00e7\u00e3o.<\/p>\n<div class=\"m-block m-generic-cta\t m-generic-cta--post-content\t m-generic-cta--dark\t m-generic-cta--homepage\t m-generic-cta--email-signup\t\t m-generic-cta-block-style--default \tt-amp__generic-cta\"><\/p>\n<div class=\"m-generic-cta__wrap\">\n<div class=\"m-generic-cta__content\">\n<h3 class=\"m-generic-cta__title\">Boletim informativo de endere\u00e7o<\/h3>\n<p class=\"m-generic-cta__subtitle\">Receba as \u00faltimas not\u00edcias sobre compra, venda, aluguel, design de casas e muito mais.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div><\/div>\n<p><script>\n\t\tvar consent=\"grant\";\n\t\t\/* The above code is parsing the JSON data from the local storage and storing it in a variable. *\/\n\t\t\t\t\tconst onetrustStorageConsent = JSON.parse(localStorage.getItem( 'consent_one_trust_bdc' ) );\n\t\t\tif ( ( onetrustStorageConsent !== null ) ) {\n\t\t\t\t\/* Checking to see if the user has consented to the use of cookies.\n\t\t\t\t* If they have not, it is deleting the cookie.\n\t\t\t\t* This will comment for now, until further notice.\n\t\t\t\t*\/\n\t\t\t\t\/\/if ( onetrustStorageConsent.C0002 === false ) {\n\t\t\t\t\/\/\tdocument.cookie=\"_fbp=;expires=Thu, 01 Jan 2010 00:00:00 UTC; path=\/; domain=.boston.com\";\n\t\t\t\t\/\/}\n\t\t\t\t\/* Checking if the user has given consent for the cookie C0002.\n\t\t\t\t* If the user has given consent, the variable consent will be set to 'grant'.\n\t\t\t\t* If the user has not given consent,the variable consent will be set to 'revoke'.\n\t\t\t\t* Documentation https:\/\/developers.facebook.com\/docs\/meta-pixel\/implementation\/gdpr\n\t\t\t\t*\/\n\t\t\t\tif ( onetrustStorageConsent.C0002 !== true ) {\n\t\t\t\t\tconsent=\"revoke\";\n\t\t\t\t}\n\t\t\t}\n\t\t\t\t!function(f,b,e,v,n,t,s)\n\t\t{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n\t\tn.callMethod.apply(n,arguments):n.queue.push(arguments)};\n\t\tif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n\t\tn.queue=[];t=b.createElement(e);t.async=!0;\n\t\tt.src=v;s=b.getElementsByTagName(e)[0];\n\t\ts.parentNode.insertBefore(t,s)}(window, document,'script',\n\t\t'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n\t\tfbq('consent', consent);\n\t\tfbq('init', '989222871864976');\n\t\tfbq('track', 'PageView');\n\t<\/script><script type=\"module\">\n\t\tvar consent=\"grant\";\n\t\t\/* The above code is parsing the JSON data from the local storage and storing it in a variable. *\/\n\t\t\tconst onetrustStorageConsent = JSON.parse(localStorage.getItem( 'consent_one_trust_bdc' ) );\n\t\t\t\/* Checking to see if the user has consented to the use of cookies.\n\t\t\t* If they have not, it is deleting the cookie.\n\t\t\t* This will comment for now, until further notice.\n\t\t\t*\/\n\t\t\t\/\/if ( onetrustStorageConsent.C0002 === false ) {\n\t\t\t\/\/\tdocument.cookie=\"_fbp=;expires=Thu, 01 Jan 2010 00:00:00 UTC; path=\/; domain=.boston.com\";\n\t\t\t\/\/}\n\t\t\t\/* Checking if the user has given consent for the cookie C0002.\n\t\t\t* If the user has given consent, the variable consent will be set to 'grant'.\n\t\t\t* If the user has not given consent,the variable consent will be set to 'revoke'.\n\t\t\t* Documentation https:\/\/developers.facebook.com\/docs\/meta-pixel\/implementation\/gdpr\n\t\t\t*\/\n\t\t\tif ( ( onetrustStorageConsent !== null ) && (onetrustStorageConsent.C0002 !== true ) ) {\n\t\t\t\tconsent=\"revoke\";\n\t\t\t}\n\t\t\t\t!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function()\n\t\t{n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}\n\t\t;if(!f._fbq)f._fbq=n;\n\t\tn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\n\t\tt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\n\t\tdocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n\t\tfbq('consent', consent);\n\t\tfbq('init', '813236348753005');\n\t\tfbq('track', \"PageView\");\n\t<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/www.boston.com\/real-estate\/home-buying\/2025\/01\/02\/mortgage-rates-rise-highest-point-since-july\/\">Source link <\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Compra de casa O aumento est\u00e1 ocorrendo com o pre\u00e7o das casas subindo de forma constante. Uma placa de venda est\u00e1 do lado de fora de uma resid\u00eancia em Wheeling,&hellip;<\/p>","protected":false},"author":1,"featured_media":86472,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-86471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/posts\/86471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/comments?post=86471"}],"version-history":[{"count":1,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/posts\/86471\/revisions"}],"predecessor-version":[{"id":86473,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/posts\/86471\/revisions\/86473"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/media\/86472"}],"wp:attachment":[{"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/media?parent=86471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/categories?post=86471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tvbrazilusa.com\/pt\/wp-json\/wp\/v2\/tags?post=86471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}